Eliminate the Need for Bad Credit Auto Loans in Mukilteo
August 27, 2015
Most Americans today have at least one blemish on their credit report. Some have quite a few more. Poor credit does not necessarily mean that you will be unable to buy a used auto. There are many available bad credit auto loans in Mukilteo, WA and other areas throughout the country. The best scenario, however, is to repair the bad credit that you do have.
If you are able to wait to buy your pre-owned vehicle, from cars, SUVs, mini-vans and used trucks for sale, your best option is to begin building a positive credit experience as soon as you can. Ideally, your revolving credit should be 30% or less of your income. In addition, you should:
- Eliminate “nuisance” balances. Credit cards or loans that have small balances should be paid off first.
- Leave prior debt on your report that shows a good payment history.
- If you do have a good credit history on certain cards or other debts, be sure to leave these open.
- Do not apply for credit too often. Each application drops your credit score slightly.
- Always, always make payments on time.
- Missing payments or buying more with credit both have severe negative influence on your credit score.
To learn where you stand before attempting to buy a used car, request a free copy of your credit report.
Even if your credit history is negative and you do not have time to amend it, you can qualify for bad credit auto loans in Mukilteo. Call Fresh Start Auto Approval at (888)348-3290 to begin the application process.